Frequently Asked Questions
 What is pre-approval?
It means your loan has been pre-approved based on the information provided. Over 80% of pre-approved customers can get a bad credit loan. It is subject to final assessment.
How do I apply?
- Fill in a Pre-Approval form (Click Here) or full application form.
- Gather supporting documents (Click to download Doc checklist)
- Send by email or fax
- We will notify you once your application is received and keep you updated
- After a quick assessment, money will be forwarded to your bank account.
What do I need to be eligible?
- Own a motor vehicle (No finance owing) OR a real estate property
- 18 years of age or over
- Receive an income
Can I still get a loan even if I have Bad Credit?
Perhaps. Each case varies depending on the applicant, but Cash Finance has provided loans to people that previously had defaults or bankrupted. If your situation is unique, give us a call/email.
How much can I borrow?
Fill in the pre-approval form or give us a call/email and we will give you an estimated amount.
The maximum amount you can borrow depends on your car/property value and income level.
How long does it take to get the loan?
Usually within an hour, but if your case is complex it may take longer.
How can I speed up the loan approval process?
Make sure your application form filled is in completely and all necessary documents is provided to avoid delay.
What happens after I apply?
After you complete your application form and have sent it together with the prerequisite supporting documents, we will process your loan immediately. After the loan has been assessed and the contract signed, the fund will be forwarded to you.
What is the interest rate?
The rate is from 2.9% - 4% per month. In most situations loan term only goes for 1 - 12 months, hence it should not be an issue.
What is the loan term?
Loan term are from 1 -12 months. Simply request your preferred term.
Can I pay off early?
Most of the loans can be paid off early to save interest with no penalties.
Can I apply together with someone else?
Yes, applying together can maximize your loan amount. Remember to provide two sets of documents.
Will my Privacy be protected?
Yes. All your personal information would be kept strictly according to the Privacy Act.
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